Your numbers
$
The most a lender has said it will loan you.
%
Used in Max Purchase mode. In Target Price mode, deposit and LVR are worked out for you.
$
Your full cash pool — deposit, stamp duty and buying costs all come out of this.
$
Established vs. new is stored for your records — new-build duty concessions aren't modelled yet.
%
yrs
$
Fine-tune offset and extra repayments in the graph below.
First Home Buyers Deal
First home buyer, never owned property in Australia, planning to live in it.
Market assumptions
%
%
Holding cost is a % of the original purchase price, per year — a rough stand-in for rates, insurance and upkeep.
What your borrowing power and deposit buy you right now
$0
$
Max property price
$0
Loan amount (incl. LMI if applicable)
$0
Monthly repayment
$0
Deposit used
Property outlook at your assumptions
Jump to year
$0
approx. price
Every 5 years
Your jump-to year
Loan balance owed (shaded, with LVR%)
Repayment breakdown over the loan term
$0
Interest saved
0 years
Time saved
Scheduled balance (no offset / extra)
With your offset & extra repayments